The best high-yield savings accounts continue to offer up to 5.00% APY -- for now. Grab one while you can in case rates slide further.

Checking can pay too — if you know where to look ...

Not all checking accounts pay interest. Among those that do, the numbers are pretty dismal — the average only pays 0.07%, according to the latest government data. Despite those low returns, dozens of ...

APY represents the real return on deposit accounts and other interest‑bearing products. Here’s how it works and why it’s ...

APY stands for Annual Percentage Yield — which is an estimate of how much interest your savings will earn in a year. Unlike a simple interest rate, APY factors in compound interest, which is when you ...

Banking fees can quickly add up and eat away at any interest earned on a savings account. Fortunately, there are a number of FDIC-insured savings accounts that offer no fees whatsoever — zero monthly ...

MarketWatch Picks highlights items we think you’ll find useful; we are independent of the MarketWatch newsroom. We might earn a commission from links in this content. Learn more The average rate on an ...

The Fed cut rates a total of three times in 2025, but today's top high-yield savings accounts continue to offer up to 5.00% APY. Find out more.

If your savings are currently sitting in a low-yield account, you’re missing out on easy earnings. To help you find the right high-yield savings account for you, we compared 370 accounts on factors ...