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🔄 The Four Phases of Retirement Explained 🔄 Retirement is a journey that unfolds in four distinct phases, each requiring thoughtful planning and strategy: 1️⃣ Contribution Phase This initial phase involves actively contributing to retirement accounts, such as 401(k)s, IRAs, or other investment vehicles. The focus here is on consistent saving and leveraging employer matches to build a solid financial foundation for the future. 2️⃣ Accumulation Phase During this period, your investments grow thr
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